MAS Rural Housing & Mortgage Finance Ltd. (MRHMFL) is a housing finance company registered with the National Housing Bank. It is promoted by MAS Financial Services Ltd. (MFSL) MAS has an endeavor to realize the dream of millions of Indian House Holds to “OWN A HOME”. The focus is to serve the middle income segment of the society, which we reckon as one of the key drivers of the housing industry. This segment is largely characterized by the informal but credit worthy class. MAS leveraging on its more than two decades of in-depth understanding, is poised to cater to this segment and be a catalyst in realizing the most cherished dream of this segment to “OWN A HOME.” It is worth noting that, this class is spread across the length and breadth of the country, be it urban, semi-urban or rural. MASExtending "Credit where it is due" remains the main plank, as far as credit delivery is concerned in consistent with the endeavour of the group since the last two decades of building quality assets..
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With diverse loans options in its arsenal, MAS is focused on fulfilling the requirements of lower income and middle-income groups of the society. We offer Financial Services for purchase or construction of home and commercial loans, extension and renovation of homes and construction finance for upcoming affordable housing projects.
Loans for purchase of new/old and ready/under construction residential properties
Individuals who are Salaried/Self Employed Professionals/Self Employed Non-Professionals / Agriculturist can apply for this loan
Loans ranging from Rs 1 Lakh to Rs 60 Lakhs
Flexible loan tenure from 36 months to 360 months as per Policy
Loans up to 90% of the market value of the property - for loan amount up to Rs 30 Lakhs // Loans up to 80% of the market value of the property - for loan amount above Rs 30 Lakhs.
Customized loan options
Doorstep Service
MAS offers Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (PMAY)for the EWS, LIG & MIG Categories
Duly filled Application Form with photographs
Identity, date of birth and residence proof
Latest 3 month's salary slips or salary certificate
Form 16
Last 6 month's bank statements
Processing fees cheque
Duly filled Application Form with photographs
Identity, date of birth and residence proof
Educational Qualification Certificate & Business existence proof
Last 1 year bank statements
Processing fees cheque
Last 3 years Income Tax Returns along with Profit / Loss statement & Balance Sheet and the Gap between 2 ITR should be 6 month minimum.
Duly filled Application Form with photographs
Identity, date of birth and residence proof
Business profile & Business Existence Proof
Last 3 years Income Tax Returns along with Profit / Loss statement & Balance Sheet and the Gap between 2 ITR should be 6 month minimum.
Last 1 year bank statements
Processing fees cheque
Duly filled Application Form with photographs
Identity, date of birth and residence proof
Government Land Revenue records i.e. 7/12 & 8-A abstract
Duly stamped & signed printed 1 year milk statement
Last 12 month's bank statements
Processing fees cheque
Questions? Feedback? We’d love to hear from you!
Please feel free to let us know your thoughts or if we can help you in any way. Thank you!
4th Floor, Narayan Chambers,
B/H Patang Hotel, Ahmedabad.